llustration showing 650 CIBIL score and 730 Experian score with unhappy and happy individuals to explain why credit scores differ.

Why Experian and CIBIL Credit Scores Are Different for the Same Person

CIBIL and Experian are two of the most trusted credit bureaus in India. Their main role is to collect and store information about your financial activities. This includes details such as how much money you borrow, the type of loans or credit cards you use, and how regularly you make your repayments. Once they have this data, both bureaus analyze it carefully. Based on your borrowing and repayment behavior, …

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